Sorry it has taken so long to add your comment and therefore respond, but I am a rather busy person.

I actually do offer many potential solutions around my website, just take a look at other posts. I am not a financial planner and simply to avoid any legal entanglements, I cannot post specifics, but I do have some general ideas out there, each carrying varying levels of risk from safe to very risky. However, even the very risky can be virtually risk free if you know what you are doing and you can learn fairly quickly. Oh, and the stuff I post here, I do myself, so it is from personal experience, not just knowledge.

One other thing you have to keep in mind is that yours, and everyone else’s, situation is different. I have to keep that in mind when I am writing, and thus I chose to provoke thoughts and hopefully people will inquire about specifics. From there, I can assist on developing a plan specific to their needs, goals, and desires.